PTPTN-example offer letter

The PTPTN new offer letter will be as such:

The new offer letter will have details of:-

1. the reason of generating a new offer letter

2. the institution you had studied in when you had applied for the PTPTN loan.

3. your programme in the institution.

4. the level of your study.

5. the sum of the loan by PTPTN.

6. fixed duration for repayment/ your payback time frame.

7. administration fees- fixed at 1% per year X duration of repayment

8. monthly repayment- the amount per month for ??? months starting from the date (1 year later of your graduation)

9. methods of payment:- through LHDN, the treasury of malaysia. (PTPTN reserved the rights to change the methods with a written notice.)

**There is a written clause :

Walau apa pun peruntukan di dalam surat ini, PTPTN berhak meminda syarat-syarat dan terma-terma yang ditetapkan pada bila-bila masa berdasarkan keperluan tertentu dan tuan/puan adalah tertakluk kepada pindaan-pindaan tersebut. PTPTN juga berhak menarik balik tawaran ini tanpa perlu memberi sebarang sebab.

Please bear in mind there are 3 more written letters for giving authority access to your banking infos, kwsp, socso, immigration and etc.

Letter 1: KEBENARAN/KEIZINAN MENGHUBUNGI LEMBAGA HASIL DALAM NEGERI/KUMPULAN WANG SIMPANAN PEKERJA/PERTUBUHAN KESELAMATAN SOSIAL/BANK/MANA-MANA AGENSI LAIN UNTUK MENDAPATKAN MAKLUMAT

BERKAITAN PENERIMA BIAYA

(Authorisation to access LHDN, KWSP, SOCSO, Banks, Other agency regarding to the applicants)

Letter 2: KEBENARAN/KEIZINAN PEMOTONGAN GAJI KEPADA MAJIKAN BERKENAAN UNTUK BAYARAN BALIK PEMBIAYAAN SEMULA PINJAMAN PENDIDIKAN PERBADANAN TABUNG PENDIDIKAN TINGGI NASIONAL (PTPTN)

(Authorisation to access wages reduction through the employer of the applicant)

Letter 3: An official form to fill in for letting PTPTN the access for wages reduction.

These will enable the PTPTN to have non-stop access to check your account balance, your working status, your current financial status, your loans and etc.

### If you are having doubts to share these information with the Government and PTPTN, you might need to reconsider the application of 3% to 1%.